Q. Do I need perfect credit to be approved for a Fannie Mae fixed rate loan?
A. No you do not.  Our staff can get you approved with a crdit score as low as 620.

Q. Do you only offer a 30 year fixed rate?
A. No. We have 30, 40, and 50 year fixed rates available as well as interest only
     plans and fixed rate payment option plans.

Q. How can I protect myself if my spouse passes away and I can't afford the payment?
A. The best protection is a term life insurance policy which would pay off or pay down
     your mortgage should one of you pass on.

Q. How do your closing cost compare with the banks?
A. Because of our low overhead, we are always much lower than the banks.

Q. Do your loans always require income verification?
A. Not in most cases.

Q. How long does the process take?
A. In most cases, we can have your loan documents within 15 days of receiving
    your complete loan package.

Q. Can I obtain a loan for non-owner occupied dwellings and units?
A. Yes you can, up to $3,000,000.00.