Fair Lending Association is a family owned mortgage company of 16 years, based in Westlake Village, California and licensed by the state of California.

We are able to offer our clients wholesale loan pricing by not employing commissioned loan officers who typically earn 50% of the mortgage company's fee paid by the borrower.

1. By providing our clients with  fixed rate loans which  have low payments that are both manageable and predictable.
2. By having you interact directly with the owners of the company, John Patrick and Patrick John Callahan, from your original loan application all the way through thecompletion of your final loan documents, notarization and closing. And best of all, we will do all of the latter in the comfort of your own home.
3. By keeping our overhead low and passing the savings on to our clients in the form of  low closing cost.
4. By maintaining our own in-house escrow we are assured of accurate and timely information.

We can be contacted at 1-800-542-5363.